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Pre-Qualify for a Mortgage

Before embarking on your real estate investing journey, it's essential to understand your budget and financing options. At Coast To Coast Financial Enterprise, we offer a pre-qualification service that empowers you with knowledge and confidence as you search for your ideal investment property. Our dedicated team is committed to making the pre-qualification process swift and straightforward.

When you choose Coast To Coast Financial Enterprise, we'll work closely with you to gather your financial information and assess your creditworthiness. Once completed, you'll receive a pre-qualification letter that estimates the mortgage amount you may qualify for. Armed with this letter, you'll be well-equipped to make informed decisions while house hunting. Whether you're a first-time real estate investor or a seasoned real estate investor, pre-qualification with Coast To Coast Financial Enterprise simplifies the process, helping you secure the property.
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Purchase an Investment Home

Purchasing an investment property is a significant milestone

Coast To Coast Financial Enterprise, we're your trusted partner on this exciting journey. Our goal is to simplify the mortgage process, ensuring you secure the keys seamlessly. As experienced mortgage professionals, we'll help you find the best rate and loan terms that fit your needs.

Whether you're a first-time real estate investor or looking to upgrade to grow your portfolio, our team is here to guide you every step of the way. We begin with a mortgage consultation, where we'll assess your financial situation and discuss your real estate goals. This personalized approach ensures you're equipped with the right information to make informed decisions. Additionally, we provide pre-approval assistance to give you a competitive edge in the bustling real estate market. We believe that every real estate investor deserves expert guidance and support, and that's precisely what you'll find at Coast To Coast Financial Enterprise.
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Mortgage Rates

Refinance a Loan

Refinancing Designed for Real Estate Investors

Looking to lower your rate, improve your loan terms, access equity, or restructure existing debt? Coast To Coast Financial Enterprise offers refinancing solutions for non-owner-occupied investment and commercial properties.

With about 95% of our loan programs requiring no tax returns, W-2s, or pay stubs, we may qualify you based on the property, rental income, cash flow, equity, and overall strength of the transaction rather than traditional income documentation.

Whether you own a single investment property or a growing commercial portfolio, let’s explore your refinancing options.

 
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DSCR LOAN
Investment Property Financing Based on the Property’s Cash Flow

A DSCR (Debt Service Coverage Ratio) Loan allows real estate investors to qualify primarily based on the income generated by the investment property rather than traditional personal income documentation.

That means no W-2s, no pay stubs, and generally no personal tax returns required for income qualification.
DSCR financing can be an excellent option for first-time and experienced investors purchasing or refinancing non-owner-occupied rental properties. Programs may be available for single-family homes, 2–4 unit properties, condos, townhomes, and other eligible investment properties.

Whether you’re purchasing, refinancing, taking cash out, or growing your rental portfolio, Coast To Coast Financial Enterprise can help identify a DSCR program that fits the property and your investment strategy.
Your Property. Your Cash Flow. Your Investment.
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Fix & Flip 
Quick, Adaptable Financing for Your Upcoming Investment Venture

A Fix & Flip Loan is tailored for real estate investors who acquire properties in need of repair or enhancement, allowing them to renovate and sell the property for profit.

At Coast To Coast Financial Enterprise, we offer short-term, asset-backed financing that can assist with covering both the acquisition and renovation expenses, depending on the loan program and transaction specifics.

Financing typically focuses on aspects such as the property, purchase price, renovation strategy, investor experience, and after-repair value (ARV), rather than conventional income documentation.
Whether you’re embarking on your first flip or have completed many, we partner with investors looking for financing to buy, renovate, and return the property to the market.

Discover It. Renovate It. Sell It. Finance the Next One.
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Long-Term Loan
Long-Term Financing Built for Real Estate Investors

Looking for financing that gives you more time and predictable payments? Coast To Coast Financial Enterprise offers long-term financing options with 10, 15, 20, and 30-year terms, with 40-year terms available on select loan programs.

Our long-term loan programs offer competitive interest rates and financing options for a variety of non-owner-occupied investment and commercial properties.

Whether you're purchasing a new investment, refinancing an existing loan, or holding property as part of a long-term investment strategy, we can help you explore financing structured around your property and investment goals.

Long-Term Financing. Long-Term Investment. Long-Term Growth.
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New Construction Loan
Financing Your Project From the Ground Up

Coast To Coast Financial Enterprise provides financing solutions designed to help cover your ground-up construction needs from start to finish.

Our new construction programs offer terms of up to 24 months, with competitive interest rates and financing structured to keep your project moving through each stage of construction.

Financing is available for a wide range of investment and commercial projects, including single-family homes, 1–4 unit properties, apartment buildings, multifamily developments, shopping centers, mixed-use properties, and other commercial real estate projects.

Whether you're an experienced developer or preparing for your next construction project, we can help identify financing based on the project, land or acquisition costs, construction budget, completed value, and overall strength of the transaction.
From the Ground Up... Let’s Get It Funded.
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Commercial Loan
Financing Solutions for Larger Properties and Bigger Opportunities

Coast To Coast Financial Enterprise helps real estate investors connect with lending sources offering commercial real estate financing for the purchase, refinance, development, or expansion of income-producing properties.

Through our network of private lenders, hedge fund groups, hard money lenders, and commercial lending sources, financing may be available for multifamily properties with 5 or more units, apartment buildings, mixed-use properties, office buildings, gas stations, shopping centers and malls, hotels, self-storage facilities, retail properties, warehouses, and other commercial real estate.

We work to understand the transaction and match the borrower and property with lending sources whose programs fit the financing request. Loan options may be based on factors such as property type, value, cash flow, borrower experience, and the overall strength of the transaction.

Whether you're acquiring your first commercial property or expanding an established portfolio, we help connect the deal to the right lending opportunity.
Your Deal. Our Lending Network. More Financing Possibilities.
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Asset-Based Loan
Financing Focused on the Property Not Just Your Credit Score

Asset-based loans are designed around the strength and value of the real estate being used as collateral. Unlike traditional financing, where personal income and credit scores may heavily influence qualification, these programs focus primarily on the property, its value, equity, and the overall strength of the transaction.

For certain asset-based programs, FICO score may not be a primary qualifying factor, making this type of financing particularly useful for real estate investors whose investment opportunity is stronger than their traditional credit profile.
The Asset Matters. The Deal Matters. Let’s Get It Funded.
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Hard Money - Bailout Loan
When Your Investment Property Needs a Financial Lifeline

Bailout loans are designed for qualifying real estate investors who are experiencing financial distress with a non-owner-occupied property and need financing to help resolve an urgent situation.

These programs may provide financing options for investors who are delinquent on mortgage payments, behind on property taxes, involved in bankruptcy proceedings, facing foreclosure or a sheriff sale, or dealing with other property-related financial challenges.

Because these are specialized lending programs, qualification is required and approval will depend on factors such as the property's value and equity, existing liens, payoff requirements, the borrower's circumstances, and the lender's guidelines.

Non-Owner-Occupied Properties Only.
When Time Matters, There May Still Be Financing Options.
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Land Financing
Financing for Developed & Undeveloped Land

Whether you're purchasing land for future development or investing in property that's already improved and ready for your next project, our Land Loan programs provide flexible financing options for real estate investors and developers.

We offer financing for undeveloped land, including raw or vacant parcels, as well as developed land with access to utilities, roads, infrastructure, or approved development plans.

Financing may be available for residential, commercial, mixed-use, and investment development opportunities.
From acquiring your next parcel to preparing for construction, we can help connect you with financing solutions designed to move your project forward.

Land today. Development tomorrow. Opportunity ahead.
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SBA LOANS

Flexible Financing for Small Businesses, Acquisitions, Equipment & Growth


Our SBA loan programs provide financing solutions that help qualified small businesses access capital to purchase, expand, acquire, or strengthen their businesses.

Financing is available through several SBA programs, including SBA 7(a) Loans, SBA 504 Loans, and SBA Microloans. Depending on the program and lender requirements, you may use funds for business acquisitions, commercial real estate, equipment and machinery, working capital, inventory, business expansion, leasehold improvements, eligible debt refinancing, and other qualified business purposes.
 

SBA Loan Programs

SBA 7(a) Loans
The SBA's primary business loan program offers flexible financing for a variety of business needs, including business acquisitions, real estate, equipment, working capital, inventory, expansion, and eligible debt refinancing.

SBA 504 Loans
Long-term financing designed primarily for major fixed assets, including commercial real estate, buildings, land, construction, renovations, and qualifying machinery and equipment.

SBA Microloans
Smaller business loans that may be used for purposes such as working capital, inventory, supplies, furniture, fixtures, machinery, and equipment, subject to SBA program requirements.
Whether you're purchasing an existing business, expanding your current operation, investing in equipment, or obtaining capital to support growth, we can help connect you with SBA and business financing solutions that fit your needs.

Funding Your Business. Supporting Your Growth. Building Your Future.
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Talk to Our Mortgage Experts

Ready to make your real estate investing ownership dreams a reality? Contact Coast To Coast Financial Enterprise today to schedule a free consultation.
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